Why Fundcera - heading
What is Fundcera?
In today’s fast-paced world, it’s hard to find time to visit multiple banks and financial institutions just to apply for a loan. The process can be long, repetitive, and confusing – leading to wasted time, money, and often rejections.
Fundcera simplifies this process by offering a fully online financial consultation and loan assistance service. Through a low-cost membership, you can apply for loans from multiple partnered NBFCs – all from one platform, right from your home.
What Do You Get With Fundcera Membership?
With your Fundcera Membership, you get access to a personal portal and dedicated financial experts who help ensure your loan application goes to the right lender – without affecting your CIBIL score.
Unlike other platforms where your application might harm your credit score, Fundcera’s team first checks your documents and profile. They only apply to NBFCs where your chances of approval are high, protecting your score and increasing the success rate.
Even if your loan is rejected, you’ll get clear guidance through your portal on how to fix your profile – so you can reapply once you’re ready.
Why Choose Fundcera Membership?
- 🔹 Apply to Multiple NBFCs at Once Skip the hassle of visiting banks one by one. Apply to multiple lenders through one platform.
- 🔹 Personal Loan Expert Support Get a dedicated expert to guide you through the entire loan process – from start to approval.
- 🔹 100% Online & Hassle-Free Apply, track, and manage everything online with just a few clicks – no office visits needed.
- 🔹 Free On-Call Expert Advice Receive professional advice over the phone to boost your chances of approval.
- 🔹 Personal Tracking Portal Keep track of your application status in real-time through your personalized portal.
- 🔹 Protect Your CIBIL Score Fundcera applies only where you’re eligible – avoiding rejections and protecting your credit rating.
- 🔹 Earn Through Refer & Earn Program Refer Fundcera to others and earn up to 60% commission. A great way to make passive income!
Traditional Loan Process vs. Fundcera Membership
| Problems with Traditional Loans | Benefits with Fundcera |
|---|---|
| Multiple bank visits = more time and money | 100% online loan application from home |
| No centralized loan tracking | Personalized portal for easy tracking |
| Only one bank at a time | Multiple NBFCs from one platform |
| No expert help | Free expert consultation and advice |
| Risk of credit score drop | Safe CIBIL score with profile matching |
| No earnings | Earn money with Refer & Earn program |
In Summary
Fundcera Membership is the smarter and safer way to apply for loans. With expert guidance, digital convenience, CIBIL protection, and earning potential – it's a complete solution for your loan needs at a very affordable price.
NBFC Loan Criteria for Salaried
Eligibility Criteria
- Age Range: 21 to 55 years
- Monthly Income: ₹15,000 & above (as reflected in bank statement)
- 1 Year stable in job or business
- No EMI bounce in last 6 months (if previous loan)
Documents Required
- Identity Proof: Passport / Aadhaar card / PAN card / Driver's license
- Selfie: A clear picture of yours with proper lighting
- Address Proof: Passport / Rent agreement / Utility bills / Voter’s ID
- Proof of Income: Bank statements / Salary slips (3 months) / Form 16
NBFC Loan Criteria for Self-Employed
Eligibility Criteria
- Age Range: 21 to 55 years
- Monthly Income: ₹15,000 & above (as reflected in bank statement)
- 1 Year stable in business
- No EMI bounce in last 6 months (if previous loan)
Documents Required
- Identity Proof: Passport / Aadhaar card / PAN card / Driver's license
- Selfie: A clear picture of yours with proper lighting
- Address Proof: Passport / Rent agreement / Utility bills / Voter’s ID
- Proof of Income: Bank statements / Minimum 3 years ITR
APR Calculation
Fundcera offers personal loans with tenure options of up to 72 months, annual interest rates ranging from 11% to 36%, and a processing fee of up to 2%.
Example: If you take a personal loan of ₹1,00,000 at an 11% interest rate for a 6‑year tenure, and a 2% processing fee, the Annual Percentage Rate (APR) would be approximately 11.75%.
Please note: This is a representative example. Actual loan terms such as interest rate, tenure, and fees may differ based on your credit profile and the policies of our partnered NBFCs. Terms and conditions apply.
Important Note
⚠️ BE AWARE! We ask our customers to make payments ONLY on our website https://fundcera.com and NOT through any other source, directly or indirectly. Thanks!
Consultancy Benefits
- Improve Your Loan Approval Chances with Our Dedicated Expert Guidance
- Loan Process in Multiple NBFCs
- Unlock Your Personalized Pre‑Approved Loan Offers
- 100% Digital Loan Process
- Plan Validity: 1 Year
- Loan Processing Time: 48–96 Hours
- No Refund in Any Cases
300k+ Satisfied Customers
₹50M+ Loan Amount Disbursed